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So far Insurance Newsletters has created 31 blog entries.

Delays, Higher Insurance Costs Burden Owners, Contractors

Increasing construction project delays are combining with a hardening market for builder's risk and liability insurance to create headaches for project owners and contractors. If your project suffers from delays, you may find it difficult or costly to extend the length of your insurance coverage as insurers have tightened their underwriting policies and some have [...]

Holding a Safe End-of-Year Holiday Party

Last year, most companies cancelled their holiday parties as COVID-19 case rates started surging after the Thanksgiving holidays and as people started spending more time indoors. Cases have once again been rising in the run-up to December, so many businesses are approaching their holiday plans with the safety of their staff top of mind. If [...]

Train Your Driving Staff for Rainy, Slippery Conditions

When it's the rainy time of year, companies with driving employees and/or fleets need to double down on road safety. That means holding a training session on driving in the rain. While it may seem redundant, it's an important exercise to reinforce the importance of being extra careful when the roads are wet, particularly if [...]

Commercial Insurance Rate Hikes to Continue in 2022

Rates for most commercial lines of insurance are likely to continue rising going into 2022, as claims costs mount across the board. A new report from Marketscout notes that rate increases have accelerated across all major lines, but have been most pronounced in liability coverages. The composite rate for commercial insurance pricing in the third [...]

You Can Be Sued if a Customer Harasses Your Staff

With confrontations between angry customers and employees just trying to do their jobs increasing during the COVID-19 pandemic, employers need to make sure they have policies in place to protect workers who are confronted. As well, many customer-facing companies — mainly retailers, restaurants, retail printers and entertainment venues — have seen an uptick in customers [...]

Don’t Forget a Cell Phone Policy for Driving Staff

The amount of deadly and injury accidents attributed to distracted driving continues to increase despite laws in virtually every state banning people from texting and engaging on their smartphones while driving, as well as from talking without a hands-free device or system. Don't forget that occupational health and safety laws also apply when employees are [...]

COVID-19 Drives Surge in Employment Practices Claims

Employers are being hit with a wave of COVID-19-related employment lawsuits, which is starting to have an effect on employment practices liability insurance (EPLI) rates and coverages. A tally by the law firm of Fisher Phillips found that as of August 2021 there had been 2,950 COVID-19-related employment lawsuits filed in the U.S. Most of [...]

OSHA to Issue Vaccine Mandate Rules for Larger Employers

The Biden administration has announced plans to require businesses with 100 or more employees to require their workers to be vaccinated for COVID-19 or be tested for the coronavirus on a weekly basis. The order is part of a sweeping six-part "Path Out of the Pandemic" plan, which focuses on expanding vaccinations, opening schools safely, [...]

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