Why Contractor General Liability Insurance Alone Isn’t Enough
General liability insurance is the floor for contractors, not the ceiling. Here are the additional coverages that close the most common exposure gaps.
Read MoreWhy Contractor General Liability Insurance Alone Isn’t Enough
Why Your Commercial Insurance Renewal Is Actually a Profitability Decision
Your commercial insurance renewal isn't just a premium decision — it affects working capital, claims experience, and profitability. Here's how to approach it.
The 5 Commercial Insurance Coverage Gaps That Quietly Drain Business Owners
Most policies look fine on paper. The expensive exposures hide in the fine print. A commercial insurance policy is supposed to do one job: stand between your business and a loss large enough to threaten it. Yet most business owners…
Commercial Insurance Renewal: Key Questions to Ask
Every year, a familiar email lands in your inbox. Your commercial insurance renewal is up. The premium is laid out. A signature is requested. And in most cases, the commercial insurance renewal moves forward without much more thought than checking…
Training Your Drivers to Negotiate Wintry Conditions
Due to the elements, winter is the most dangerous time of year for driving due to the variety of elements that motorists face. Snow, ice, slush, wet roads, fog and heavy rain can all make driving difficult, but ensuring that…
Employee Surveillance Doesn’t Boost Productivity, but Breeds Resentment: Study
As more people have been working remotely over the last few years, some employers have turned to employee-tracking software to ensure that these staff are working while on the clock, and to boost productivity. Tools like activity monitors and locations…
The Hidden Danger of Vehicle Back-over Deaths, Injuries
Vehicle back-over injuries and death are a common occurrence in a number of industries that use heavy equipment and/or trucks. A back-over incident occurs when a backing vehicle strikes a worker who is standing, walking or kneeling behind the vehicle.…
Twelve Months of Safety Meeting Topics
Having a hard time coming up with ideas for your monthly construction tailgate meetings? You can use this handy chart of topics to plan your tailgate meeting agenda for the year. The list is by no means exhaustive, but it…
Spike in Pregnant Workers Fairness Act Lawsuits Alarms Employers
Since the Pregnant Workers Fairness Act took effect in June 2023, there’s been a huge spike in lawsuits against employers alleging failure to reasonably accommodate workers covered by the landmark legislation. In the first 11 months following enactment of the…
The Holidays Have Their Own Workplace Perils
On-the-job accidents may increase during the holidays as distractions in the workplace increase and decorations can pose safety issues. Normal routines and schedules are disrupted, and your staff — like everyone else — are also rushing around to crowded and…